National Processing Merchant Services

In the ever-competitive world of small business, efficient payment processing is a must-have. National Processing Merchant Services (National Processing) is a contender in the credit card processing arena, but is it the right fit for your business? This comprehensive review will delve into National Processing’s features, integration capabilities, pricing structure, and the availability of trials and demos. We’ll also analyze potential pros and cons to help you make an informed decision.

Features Offered by National Processing

National Processing highlights several features designed to cater to various business needs:

  • Multiple Processing Options: Accept traditional credit and debit cards, as well as contactless payments through mobile wallets like Apple Pay and Google Pay.
  • Industry-Specific Solutions: They offer targeted processing solutions for retail, restaurant, e-commerce, non-profit, and subscription-based businesses.
  • Security Measures: National Processing emphasizes security with features like address verification, CVV code checking, and real-time risk analysis to help prevent fraud.
  • EMV Chip Card Processing: Accept EMV chip cards, which offer enhanced security compared to traditional magnetic stripe cards.

Integration Capabilities

While National Processing’s website doesn’t explicitly list integrations, some sources suggest compatibility with popular point-of-sale (POS) systems. It’s crucial to confirm this directly with National Processing before committing.

Understanding National Processing’s Pricing

National Processing’s pricing structure isn’t readily available on their website. They tout a “price guarantee for merchants processing $10,000 or more per month,” along with the promise to beat your current processing rates (if applicable). This lack of upfront transparency makes it difficult to compare costs with other providers.

Free Trial and Demo Availability

Information regarding free trials or demos for National Processing’s services is also scarce on their website. It’s advisable to contact them directly to inquire about these options.

Potential Pros of National Processing

Based on the information available, some potential benefits include:

  • Industry-Specific Solutions: Tailored solutions might cater to the specific needs of your industry.
  • Security Focus: Their emphasis on security features can provide peace of mind.
  • Price Guarantee (For High-Volume Merchants): For businesses exceeding $10,000 in monthly processing, a price guarantee could potentially be advantageous.

Potential Cons of National Processing

Here are some drawbacks to consider:

  • Limited Transparency: The lack of upfront pricing information and details on integrations makes comparison shopping difficult.
  • Uncertain Free Trial/Demo Availability: The absence of clear information regarding free trials or demos limits your ability to test the service before committing.
  • Limited Online Reviews: Finding independent reviews of National Processing’s services can be challenging, making it difficult to gauge user experiences.


National Processing offers features that might be suitable for some businesses, particularly those with industry-specific needs and high processing volumes. However, the lack of transparent pricing and limited information about integrations and trial options make it challenging to make a definitive assessment. It’s highly recommended to:

  • Request detailed pricing information from National Processing.
  • Confirm POS system compatibility.
  • Explore competitor options with transparent pricing structures and readily available reviews.

By conducting thorough research and comparing features, pricing, and customer experiences, you can make an informed decision about whether National Processing is the right fit for your business’s credit card processing needs.